The Power of Choice
Health insurance options in or out of the Public Marketplace
We offer the same standardized Obamacare/ACA plans available through the Public Marketplace (also know as the "Public Exchange"), and we also offer many options that aren't available in the Public Marketplace. Our goal is to place you with the best health insurance plan at the best value to you, whether that be in or out of the Public Marketplace/Exchange.
The Patient Protection and Affordable Care Act, more commonly known as the Affordable Care Act (ACA) or ObamaCare, was signed into law by President Obama on March 23, 2010.
The ACA aims to increase the quality and affordability of health insurance, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare for individuals and the... Read more »
The Public Health Insurance "Marketplace" or "Exchange" is essentially a compilation of all Affordable Care Act (ACA or Obamacare) qualified health plans, from all carriers offering the plans in your state.
According to the ACA, in an effort to simplify the insurance-buying process, each state must have an official government-run Public Marketplace website for individuals... Read more »
When purchasing an Obamacare / ACA plan, you may qualify for a federal subsidy to help pay for it. Through a tax credit called the Advance Premium Tax Credit, the subsidy amount will be deducted from your monthly health insurance premium immediately, so that you pay the lower cost from the start.
Whether you qualify for a subsidy, and how much the subsidy will be, are... Read more »
For those of you who are healthy enough to be approved by the insurance companies' underwriters, it could very well be in your best interest to obtain a traditional (non-Obamacare / non-ACA) health insurance plan before January 1st. While the Affordable Care Act may still see some changes in the coming months and years, as of now January 1st is a key date which not only... Read more »