For those of you who are healthy enough to be approved by the insurance companies’ underwriters, it could very well be in your best interest to obtain a traditional (non-Obamacare / non-ACA) health insurance plan before January 1st.  While the Affordable Care Act may still see some changes in the coming months and years, as [&hellip

When purchasing an Obamacare / ACA plan, you may qualify for a federal subsidy to help pay for it.  Through a tax credit called the Advance Premium Tax Credit, the subsidy amount will be deducted from your monthly health insurance premium immediately, so that you pay the lower cost from the start. Whether you qualify [&hellip

The Public Health Insurance “Marketplace” or “Exchange” is essentially a compilation of all Affordable Care Act (ACA or Obamacare) qualified health plans, from all carriers offering the plans in your state. According to the ACA, in an effort to simplify the insurance-buying process, each state must have an official government-run Public Marketplace website for individuals [&hellip